Jeff's Pension links page

Jeff's Pension links page

Index page


UK Gov sites

State Pension forecast
The ammount varies depending on NI contributions / time Contracted Out / SERPS contributions, etc.
Check pension forecast online here:

The general rules for what you will get and what day you will get it are here:

State Pension qualifying years
You'll need 35 qualifying years to get the full new State Pension. You'll get a proportion of the new State Pension if you have between 10 and 35 qualifying years.
State pension calculation (partly) explained here:

State Pension calculation - Age UK have more explanation
If you have already built up NI contributions under the pre-2016 system, you will be given a starting amount. This will be whichever of the following that is higher:
Either the amount you would have received under the pre-2016 system including basic and additional pension
The amount you would get if the new State Pension had been in place at the start of your working life.
You may get more if e.g. you contributed to SERPS State Earnings Related Pension.
State pension calculation also partly explained here:

You will stop paying National Insurance at state pension age even if you keep working
National Insurance and tax after State Pension age

UK Gov provides a free personal pension consultant meeting
Pension Wise is a government service from MoneyHelper that offers free, impartial guidance about your defined contribution pension options.
An appointment with Pension Wise is free and will help you understand what your overall financial situation will be when you retire.
How to prepare and questions to ask.

Various information at :
State Pension: an overview

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